pen writing on a check

Checking

First National Bank of Milaca offers you choices for
managing your money. We take pride in offering the products and services you’d
expect at a major bank; we are privileged to deliver them with small-town service.

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Info We Need
E-Checking Account
Fingertip Access. A perfect fit for the person on the move.
E-Checking Details
Classic Checking Account
Simple – No bells, no whistles, no worries. A checking account for anyone.

Classic Checking Details
Teen Checking Account
A learning tool to build financial success!
Teen Checking Details
Classic Plus Checking
Convenience of checking. Earning ability of a savings account.
Classic Plus Checking Details
Money Market Account
Money Market Deposit Account (MMDA)
Flexible savings account that earns you money and gives you convenient access to your money.

Money Market Account Details
Ready Reserve
A Ready Reserve line of credit
account provides the overdraft protection. If approved, use it for quick access to cash minus the fees associated with overdrawing your account.
Ready Reserve Details


















Enhance Your Accounts:



Ready Transfer

Link one or more of your eligible accounts to your checking account so funds will be transferred automatically if you overdraw your account, helping you avoid overdrafts.

Benefits
  • Help in preventing overdraft fees and checks returned on your checking account
  • Advances are automatically made in $100 increments when your checking account balance falls below zero
  • You are using your money, so you pay no loan interest

Email & Text Alerts

Set up new alerts to keep on top of your account activity.

The Notify Me Alerts feature allows you to receive email and text notifications about important account and security-related activities.

Get Started:
  • Log into your First National Bank of Milaca online banking session
  • On the top right, select "Alerts" and then "Settings"
  • Select the notification options that best fit your needs from the list provided
 

My Spending

A personal budgeting tool within online banking.

  • Track spending across categories
  • Set individual spending limits
  • Sync outside account balances and transaction history
Close up of someone taking a picture of a bank check with their smartphone
Mobile Deposit

Deposit checks anytime, anywhere from your phone.


Deposit checks quickly and securely, without ever having to leave your home or office.